PIONEER BANKCORP INC is the parent banking group. FIRST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PIONEER BANKCORP INC

Legal name: PIONEER BANKCORP, INC.

1 active bank · $823M combined assets

RSSD ID: 2061162 (FFIEC NIC)

Combined Assets

$823M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST BANKCLEWISTON, FLSatisfactory$823MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$823M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$741M

Net Income

$3M

ROA (avg)

1.44%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

9,055

Origination Rate

71.07%

Denial Rate

16.39%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST BANK	CLEWISTON, FL	FDIC	$823M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.