This institution is no longer active
Operations ceased on March 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$1.0B
Net Income
$25M
ROA
2.05%
Above avg for Community banks. Peer avg: 0.90%
ROE
22.44%
Risk-Based Capital
14.75%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 299 | 89.63% | 3.34% |
| 2021 | 569 | 87.87% | 3.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2019 | Satisfactory | Intermediate Small Bank |
| Jan 2016 | Satisfactory | Intermediate Small Bank |
| Aug 2012 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Assets