Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$839M
Net Income
$3M
ROA
0.96%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.30%
Risk-Based Capital
26.07%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 685 | 70.95% | 15.47% |
| 2023 | 569 | 70.12% | 18.98% |
| 2022 | 768 | 71.48% | 14.71% |
| 2021 | 756 | 74.07% | 9.52% |
| 2020 | 696 | 69.97% | 13.36% |
| 2019 | 568 | 74.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
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Total Branches
25
Branch Deposits
$1.2B
1-Year Change
0
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Preview:
| 11.27% |
| 2018 | 543 | 70.9% | 13.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red