Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$535M
Total Deposits
$419M
Net Loans
$388M
Net Income
$430K
ROA
0.32%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.55%
Risk-Based Capital
39.97%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 96 | 64.58% | 12.50% |
| 2023 | 93 | 76.34% | 12.90% |
| 2022 | 185 | 75.68% | 7.57% |
| 2021 | 304 | 77.96% | 6.91% |
| 2020 | 313 | 77.64% | 5.75% |
| 2019 | 201 | 81.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2010 | Outstanding | Intermediate Small Bank |
| Oct 2006 | Satisfactory | Small Bank |
| Sep 2003 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$425M
1-Year Change
0
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Preview:
| 2018 | 215 | 80.47% | 7.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red