This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
BREAUX BRIDGE, LA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$448M
Total Deposits
$330M
Net Loans
$243M
Net Income
$2M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.27%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 143 | 77.62% | 12.59% |
| 2023 | 188 | 68.62% | 15.43% |
| 2022 | 215 | 74.88% | 11.16% |
| 2021 | 251 | 76.89% | 12.35% |
| 2020 | 279 | 66.31% | 15.77% |
| 2019 | 291 | 72.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Feb 2022 | Satisfactory | Intermediate Small Bank |
| Dec 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$328M
1-Year Change
0
5-year net change: -1 branches
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Preview:
County
Established
Total Assets
| 9.62% |
| 2018 | 308 | 74.03% | 10.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red