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This institution is no longer active

Operations ceased on October 7, 1999. CRA examination history below reflects the period it was active.

FARMERS BANK AND TRUST COMPANY OF MADISONVILLE

MADISONVILLE, KY · Supervised by FDIC

Est. 1906FDIC #2,758RSSD: FDIC-2758
Part ofOLD NATIONAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: August 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.18%

Institution Profile

FDIC BankFind

Address

77 North Main Street, MADISONVILLE, KY

County

Hopkins County

Established

September 8, 1906

Total Assets

$195M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$195M

Total Deposits

$126M

Net Loans

$136M

Net Income

$2M

ROA

1.18%

ROE

13.37%

Risk-Based Capital

14.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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