Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$92M
Total Deposits
$64M
Net Loans
$77M
Net Income
$-78K
ROA
-0.34%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.68%
Risk-Based Capital
41.36%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 38 | 86.84% | 0.00% |
| 2023 | 49 | 79.59% | 0.00% |
| 2022 | 98 | 87.76% | 2.04% |
| 2021 | 202 | 84.16% | 1.98% |
| 2020 | 177 | 88.14% | 5.08% |
| 2019 | 130 | 79.23% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2006 | Satisfactory | Small Bank |
| Aug 2002 | Satisfactory | Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$67M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/eureka-homestead" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 118 | 75.42% | 6.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red