🏦Bank Scorer

EUREKA HOMESTEAD

METAIRIE, LA · Supervised by OTS

Est. 1884FDIC #29,268
Satisfactory Same

Current rating · Exam: October 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.34%

Institution Profile

FDIC BankFind

Address

1922 Veterans Memorial Blvd, METAIRIE, LA

County

Jefferson County

Established

January 1, 1884

Total Assets

$92M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 31, 2006

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$92M

Total Deposits

$64M

Net Loans

$77M

Net Income

$-78K

ROA

-0.34%

ROE

-1.68%

Risk-Based Capital

41.36%

Regulatory minimum: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$67M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243886.84%0.00%
20234979.59%0.00%
20229887.76%2.04%
202120284.16%1.98%
202017788.14%5.08%
201913079.23%3.85%
201811875.42%6.78%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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