This institution is no longer active

Operations ceased on August 5, 1994. CRA examination history below reflects the period it was active.

EDGECOMB HOMESTEAD SAVINGS BANK, INC., SSB

TARBORO, NC · Supervised by FDIC

Est. 1889FDIC #28,499RSSD: FDIC-28499

Satisfactory

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

422 Main Street, TARBORO, NC

County

Edgecombe County

Established

January 1, 1889

Total Assets

$41M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$41M

Total Deposits

$32M

Net Loans

$35M

Net Income

$119K

ROA

0.59%

ROE

3.35%

Risk-Based Capital

29.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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