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This institution is no longer active

Operations ceased on December 31, 2007. CRA examination history below reflects the period it was active.

EAGLE BANK, INC.

WILLIAMSTOWN, KY · Supervised by FDIC

Est. 1880FDIC #9,676RSSD: FDIC-9676
Part ofEAGLE FIDELITY INC→ View all charters
Satisfactory Down

Current rating · Exam: February 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

203-205 South Main Street, WILLIAMSTOWN, KY

County

Grant County

Established

April 29, 1880

Total Assets

$149M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$149M

Total Deposits

$127M

Net Loans

$112M

Net Income

$1M

ROA

1.13%

ROE

8.51%

Risk-Based Capital

21.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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