🏦Bank Scorer

This institution is no longer active

Operations ceased on January 4, 2002. CRA examination history below reflects the period it was active.

DELTA BANK & TRUST

DREW, MS · Supervised by FDIC

Est. 1990FDIC #32,997RSSD: FDIC-32997
Part ofSOUTHERN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.08%

Institution Profile

FDIC BankFind

Address

108 North Main Street, DREW, MS

County

Sunflower County

Established

July 2, 1990

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2001Call Report / FDIC

Total Assets

$35M

Total Deposits

$32M

Net Loans

$15M

Net Income

$-19K

ROA

-0.08%

ROE

-0.92%

Risk-Based Capital

17.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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