🏦Bank Scorer

This institution is no longer active

Operations ceased on July 14, 2000. CRA examination history below reflects the period it was active.

DAY COUNTY BANK

WEBSTER, SD · Supervised by FDIC

Est. 1904FDIC #1,672RSSD: FDIC-1672
Part ofHOPKINS FINANCIAL CORP→ View all charters
Satisfactory Down

Current rating · Exam: October 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.25%

Institution Profile

FDIC BankFind

Address

36 West 7th Avenue, WEBSTER, SD

County

Day County

Established

January 1, 1904

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$31M

Total Deposits

$28M

Net Loans

$23M

Net Income

$38K

ROA

0.25%

ROE

3.53%

Risk-Based Capital

10.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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