🏦Bank Scorer

This institution is no longer active

Operations ceased on May 27, 1999. CRA examination history below reflects the period it was active.

DAKOTA STATE BANK

COLMAN, SD · Supervised by FDIC

Est. 1901FDIC #1,680RSSD: FDIC-1680
Satisfactory Same

Current rating · Exam: August 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.05%

Institution Profile

FDIC BankFind

Address

118 Main Street, COLMAN, SD

County

Moody County

Established

May 18, 1901

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1998

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$49M

Total Deposits

$44M

Net Loans

$29M

Net Income

$-6K

ROA

-0.05%

ROE

-0.49%

Risk-Based Capital

17.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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