This institution is no longer active
Operations ceased on January 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$627M
Total Deposits
$509M
Net Loans
$419M
Net Income
$6M
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.25%
Risk-Based Capital
16.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 155 | 65.16% | 11.61% |
| 2023 | 127 | 70.08% | 7.87% |
| 2022 | 403 | 76.67% | 5.71% |
| 2021 | 710 | 82.96% | 7.89% |
| 2020 | 767 | 84.75% | 5.35% |
| 2019 | 268 | 61.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$505M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 243 | 65.84% | 11.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red