Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$581M
Total Deposits
$504M
Net Loans
$363M
Net Income
$2M
ROA
1.60%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.28%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 229 | 82.53% | 11.35% |
| 2023 | 162 | 81.48% | 9.88% |
| 2022 | 217 | 83.87% | 11.98% |
| 2021 | 347 | 80.98% | 11.53% |
| 2020 | 439 | 75.17% | 14.12% |
| 2019 | 256 | 76.17% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
12
Branch Deposits
$478M
1-Year Change
0
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| 12.50% |
| 2018 | 268 | 74.63% | 15.30% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red