This institution is no longer active

Operations ceased on May 16, 2006. CRA examination history below reflects the period it was active.

CORNERSTONE BANK

SENATOBIA, MS · Supervised by FDIC

Est. 1999FDIC #35,269RSSD: FDIC-35269

Satisfactory Same

Current rating · Exam: January 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

310 East Main, SENATOBIA, MS

County

Tate County

Established

August 2, 1999

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$44M

Total Deposits

$40M

Net Loans

$34M

Net Income

$31K

ROA

0.27%

ROE

3.07%

Risk-Based Capital

14.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2001

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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