This institution is no longer active

Operations ceased on January 3, 1995. CRA examination history below reflects the period it was active.

COMMUNITY FIRST STATE BANK OF HOT SPRINGS

HOT SPRINGS, SD · Supervised by FDIC

Est. 1987FDIC #27,058RSSD: FDIC-27058

Part ofCOMMUNITY FIRST BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: October 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

702 Jennings Avenue, HOT SPRINGS, SD

County

Fall River County

Established

October 1, 1987

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$16M

Total Deposits

$13M

Net Loans

$10M

Net Income

$199K

ROA

1.27%

ROE

16.09%

Risk-Based Capital

12.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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