This institution is no longer active
Operations ceased on May 18, 2005. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$888M
Total Deposits
$651M
Net Loans
$667M
Net Income
$1M
ROA
0.59%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.65%
Risk-Based Capital
10.69%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2003 | Satisfactory | Large Bank |
| Dec 2002 | Needs to Improve | Small Bank |
| Oct 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1993
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Established
Total Assets