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This institution is no longer active

Operations ceased on March 31, 1995. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF LEXINGTON

LEXINGTON, KY · Supervised by FDIC

Est. 1989FDIC #27,557RSSD: FDIC-27557
Outstanding Same

Current rating · Exam: December 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.85%

Institution Profile

FDIC BankFind

Address

155 East Main Street, LEXINGTON, KY

County

Fayette County

Established

August 3, 1989

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$61M

Total Deposits

$46M

Net Loans

$49M

Net Income

$-513K

ROA

-0.85%

ROE

-12.71%

Risk-Based Capital

13.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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