Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$570M
Total Deposits
$448M
Net Loans
$439M
Net Income
$3M
ROA
1.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.90%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 87 | 81.61% | 3.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
1
Since 2018
4
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Small Bank |
| Dec 2016 | Satisfactory | Small Bank |
| Jan 2011 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2001
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$400M
1-Year Change
0
5-year net change: +2 branches
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Preview:
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 1 | 0 |
Data through Nov 2025.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.