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This institution is no longer active

Operations ceased on December 6, 2008. CRA examination history below reflects the period it was active.

CLEVELAND COMMUNITY BANK, S.S.B.

CLEVELAND, MS · Supervised by FDIC

Est. 1914FDIC #27,995RSSD: FDIC-27995
Satisfactory Same

Current rating · Exam: September 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.51%

Institution Profile

FDIC BankFind

Address

210 North Street, CLEVELAND, MS

County

Bolivar County

Established

January 1, 1914

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$13M

Net Income

$-879K

ROA

-5.51%

ROE

-49.88%

Risk-Based Capital

20.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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