Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$378M
Total Deposits
$331M
Net Loans
$222M
Net Income
$2M
ROA
1.61%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.90%
Risk-Based Capital
19.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,226 | 67.92% | 11.73% |
| 2020 | 8,009 | 72.97% | 6.32% |
| 2019 | 5,083 | 65.85% | 8.87% |
| 2018 | 4,304 | 70.72% | 9.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| May 2022 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$305M
1-Year Change
0
5-year net change: +2 branches
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