This institution is no longer active

Operations ceased on November 15, 1993. CRA examination history below reflects the period it was active.

CITIZENS SAVINGS BANK, SSB, INC.

LENOIR, NC · Supervised by OTS

Est. 1888FDIC #32,343

Satisfactory

Current rating · Exam: July 1991

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

110 Mulberry Street, Southwest, LENOIR, NC

County

Caldwell County

Established

April 4, 1888

Total Assets

$137M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1991

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a209c34a-7a8e-46a8-bc96-e335f6cfea4e"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: