This institution is no longer active

Operations ceased on August 21, 1992. CRA examination history below reflects the period it was active.

CITIZENS FIDELITY BANK AND TRUST COMPANY OLDHAM COUNTY

LA GRANGE, KY · Supervised by FDIC

Est. 1930FDIC #11,363RSSD: FDIC-11363

Part ofPNC FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: June 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

415 South First Street, LA GRANGE, KY

County

Oldham County

Established

July 24, 1930

Total Assets

$135M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 11, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$135M

Total Deposits

$121M

Net Loans

$90M

Net Income

$656K

ROA

0.94%

ROE

13.57%

Risk-Based Capital

11.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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