This institution is no longer active

Operations ceased on January 1, 1992. CRA examination history below reflects the period it was active.

CITIZENS FIDELITY BANK AND TRUST COMPANY LEXINGTON

LEXINGTON, KY · Supervised by FDIC

Est. 1980FDIC #23,027RSSD: FDIC-23027

Part ofPNC FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: February 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.44%

Institution Profile

FDIC BankFind

Address

101 East Vine Street, LEXINGTON, KY

County

Fayette County

Established

January 7, 1980

Total Assets

$469M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 20, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$469M

Total Deposits

$407M

Net Loans

$253M

Net Income

$2M

ROA

0.44%

ROE

5.45%

Risk-Based Capital

14.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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