Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$156M
Total Deposits
$143M
Net Loans
$68M
Net Income
$138K
ROA
0.35%
Below avg for Small banks. Peer avg: 0.44%
ROE
5.45%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 308 | 95.78% | 0.32% |
| 2023 | 258 | 95.74% | 2.71% |
| 2022 | 334 | 95.21% | 2.40% |
| 2021 | 481 | 94.59% | 2.08% |
| 2020 | 503 | 90.85% | 3.58% |
| 2019 | 355 | 86.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2020 | Satisfactory | Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
| Dec 2008 | Outstanding | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$140M
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 337 | 75.07% | 8.31% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red