This institution is no longer active

Operations ceased on June 1, 1991. CRA examination history below reflects the period it was active.

CITIZENS BANK & TRUST COMPANY, BURGIN, KENTUCKY

BURGIN, KY · Supervised by FDIC

Est. 1896FDIC #263RSSD: FDIC-263

Part ofBOYLE BCORP INC→ View all charters

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.30%

Institution Profile

FDIC BankFind

Address

125 Main Street, BURGIN, KY

County

Mercer County

Established

June 3, 1896

Total Assets

$12M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 9, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1991Call Report / FDIC

Total Assets

$12M

Total Deposits

$9M

Net Loans

$4M

Net Income

$38K

ROA

1.30%

ROE

6.55%

Risk-Based Capital

46.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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