This institution is no longer active

Operations ceased on January 1, 1993. CRA examination history below reflects the period it was active.

CITIZENS BANK

COLDWATER, MS · Supervised by FDIC

Est. 1927FDIC #11,433RSSD: FDIC-11433

Part ofTATE FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: March 1991

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.52%

Institution Profile

FDIC BankFind

Address

Main Street, COLDWATER, MS

County

Tate County

Established

May 2, 1927

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 2, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$26M

Total Deposits

$24M

Net Loans

$6M

Net Income

$129K

ROA

0.52%

ROE

6.88%

Risk-Based Capital

23.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/d20e15cf-7d24-4f62-ad59-c88b2ea61d39"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: