Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$913M
Total Deposits
$794M
Net Loans
$656M
Net Income
$4M
ROA
1.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.44%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 161 | 89.44% | 4.35% |
| 2023 | 207 | 92.27% | 1.45% |
| 2022 | 338 | 87.57% | 5.33% |
| 2021 | 438 | 89.04% | 3.42% |
| 2020 | 536 | 92.35% | 2.24% |
| 2019 | 455 | 92.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Outstanding | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
1 previous rating locked — back to 2012
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$819M
1-Year Change
0
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/century-next-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 351 | 92.02% | 3.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red