This institution is no longer active

Operations ceased on February 4, 1995. CRA examination history below reflects the period it was active.

CCB SAVINGS BANK OF LENOIR, INC., SSB

LENOIR, NC · Supervised by FDIC

Est. 1912FDIC #32,345RSSD: FDIC-32345

Part ofCCB FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: December 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

107 Norwood Street, Southwest, LENOIR, NC

County

Caldwell County

Established

April 4, 1912

Total Assets

$229M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$229M

Total Deposits

$184M

Net Loans

$159M

Net Income

$4M

ROA

1.69%

ROE

18.26%

Risk-Based Capital

22.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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