This institution is no longer active

Operations ceased on May 1, 1993. CRA examination history below reflects the period it was active.

CARDINAL FEDERAL SAVINGS BANK

OWENSBORO, KY · Supervised by OTS

Est. 1913FDIC #27,730

Satisfactory Same

Current rating · Exam: February 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

700 Frederica St, OWENSBORO, KY

County

Daviess County

Established

January 1, 1913

Total Assets

$249M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 3, 1992

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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