🏦Bank Scorer

This institution is no longer active

Operations ceased on April 22, 2017. CRA examination history below reflects the period it was active.

CARDINAL BANK

MCLEAN, VA · Supervised by FDIC

Est. 1998FDIC #34,733RSSD: FDIC-34733
Part ofCARDINAL FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

8270 Greensboro Dr. Suite 500, MCLEAN, VA

County

Fairfax County

Established

June 8, 1998

Total Assets

$4.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2016

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$4.3B

Total Deposits

$3.4B

Net Loans

$3.6B

Net Income

$13M

ROA

1.22%

ROE

11.40%

Risk-Based Capital

12.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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