This institution is no longer active
Operations ceased on February 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$53.5B
Total Deposits
$44.1B
Net Loans
$37.0B
Net Income
$544M
ROA
1.08%
Above avg for Regional banks. Peer avg: 0.88%
ROE
9.17%
Risk-Based Capital
13.28%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 19,150 | 66.96% | 18.22% |
| 2023 | 18,060 | 66.53% | 17.70% |
| 2022 | 23,008 | 68.89% | 14.54% |
| 2021 | 28,816 | 72.33% | 12.21% |
| 2020 | 3,829 | 63.54% | 19.87% |
| 2019 | 4,173 | 66.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Outstanding | Large Bank |
| Mar 2020 | Satisfactory | Large Bank |
| Jan 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1991
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Total Branches
371
Branch Deposits
$40.5B
1-Year Change
+8
5-year net change: +55 branches
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Preview:
County
Established
Total Assets
| 19.48% |
| 2018 | 3,800 | 65.87% | 16.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red