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This institution is no longer active

Operations ceased on January 1, 2005. CRA examination history below reflects the period it was active.

BRECKINRIDGE BANK

CLOVERPORT, KY · Supervised by FDIC

Est. 1916FDIC #11,357RSSD: FDIC-11357
Part ofHANCOCK BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

102 West Main Street, CLOVERPORT, KY

County

Breckinridge County

Established

January 1, 1916

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 5, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$31M

Total Deposits

$28M

Net Loans

$11M

Net Income

$424K

ROA

1.41%

ROE

17.20%

Risk-Based Capital

20.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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