Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$333M
Total Deposits
$282M
Net Loans
$250M
Net Income
$819K
ROA
0.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.46%
Risk-Based Capital
12.39%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 106 | 94.34% | 1.89% |
| 2023 | 103 | 97.09% | 0.00% |
| 2022 | 147 | 94.56% | 2.04% |
| 2021 | 222 | 95.5% | 1.35% |
| 2020 | 345 | 97.1% | 0.29% |
| 2019 | 146 | 93.84% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Jun 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$275M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/bath-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 100 | 94% | 4.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red