BATH ST BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS is the bank holding company. BATH STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

BATH ST BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS

1 active bank · $333M combined assets

RSSD ID: 5473449 (FFIEC NIC)

Combined Assets

$333M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBATH STATE BANKBATH, INSatisfactory$333MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$333M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$282M

Net Income

$819K

ROA (avg)

0.98%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

106

Origination Rate

94.34%

Denial Rate

1.89%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
BATH STATE BANK	BATH, IN	FDIC	$333M	Satisfactory	Apr 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.