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This institution is no longer active

Operations ceased on June 29, 1996. CRA examination history below reflects the period it was active.

BARNETT BANK OF WEST FLORIDA

PENSACOLA, FL · Supervised by FDIC

Est. 1914FDIC #144RSSD: FDIC-144
Part ofBank of America Corporation→ View all charters
Satisfactory

Current rating · Exam: April 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.03%

Institution Profile

FDIC BankFind

Address

100 West Garden Street, PENSACOLA, FL

County

Escambia County

Established

July 3, 1914

Total Assets

$792M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 15, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$792M

Total Deposits

$605M

Net Loans

$582M

Net Income

$2M

ROA

1.03%

ROE

8.23%

Risk-Based Capital

12.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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