9 active banks · 61 merged/absorbed · $2.69T combined assets
Combined Assets
$2.69T
CRA Rating Summary
Across all 176 exams on record for this banking group's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
4 of 9 banks · Exceeds expectations for community lending
Combined Assets
$2.69T
9 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$2.14T
Net Income
$7.5B
ROA (avg)
1.12%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
223,966
Origination Rate
38.77%
Denial Rate
36.47%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | CHARLOTTE, NC | OCC | $2.67T | Outstanding | Jan 2022 |
| BANK OF AMERICA COMMUNITY DEVELOPMENT BANK | SAN FRANCISCO, CA | FDIC | $15.1B | Outstanding | Dec 1999 |
| FIRST NATIONAL BANK OF AMERICA | EAST LANSING, MI | OCC | $6.8B | Satisfactory | Jun 2024 |
| BANK OF AMERICA CALIFORNIA, N.A. | SAN FRANCISCO, CA | OCC | — | Satisfactory | Dec 2015 |
| BANK OF AMERICA, N.A. (USA) | PHOENIX, AZ | OCC | — | Satisfactory | Dec 2001 |
| BANK OF AMERICA, RHODE ISLAND, N.A. | PROVIDENCE, RI | OCC | — | Satisfactory | Dec 2011 |
| FLEET BANK (RI), N.A. | PROVIDENCE, RI | OCC | — | Outstanding | Feb 2003 |
| LASALLE BANK MIDWEST, N.A. | TROY, MI | OCC | — | Satisfactory | Aug 2006 |
| LASALLE BANK, N.A. | CHICAGO, IL | OCC | — | Outstanding | Dec 2002 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.