This institution is no longer active

Operations ceased on June 29, 1996. CRA examination history below reflects the period it was active.

BARNETT BANK OF NASSAU COUNTY

FERNANDINA BEACH, FL · Supervised by FDIC

Est. 1973FDIC #21,157RSSD: FDIC-21157

Part ofBank of America Corporation→ View all charters

Outstanding

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.43%

Institution Profile

FDIC BankFind

Address

520 Atlantic Avenue, FERNANDINA BEACH, FL

County

Nassau County

Established

July 13, 1973

Total Assets

$116M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 20, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$116M

Total Deposits

$102M

Net Loans

$87M

Net Income

$394K

ROA

1.43%

ROE

13.83%

Risk-Based Capital

14.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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