This institution is no longer active
Operations ceased on June 29, 1996. CRA examination history below reflects the period it was active.
FERNANDINA BEACH, FL ยท Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$116M
Total Deposits
$102M
Net Loans
$87M
Net Income
$394K
ROA
1.43%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.83%
Risk-Based Capital
14.82%
Below avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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This is the only examination on record for this bank.
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County
Established
Total Assets