Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$422M
Total Deposits
$372M
Net Loans
$307M
Net Income
$1M
ROA
0.97%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.41%
Risk-Based Capital
19.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 157 | 73.89% | 7.64% |
| 2023 | 168 | 71.43% | 10.12% |
| 2022 | 173 | 80.92% | 5.20% |
| 2021 | 173 | 76.88% | 8.09% |
| 2020 | 152 | 77.63% | 6.58% |
| 2019 | 166 | 85.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Aug 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$356M
1-Year Change
0
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Preview:
| 2018 | 176 | 84.66% | 3.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red