Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$326M
Total Deposits
$290M
Net Loans
$167M
Net Income
$636K
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.52%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 85.15% | 10.89% |
| 2023 | 87 | 80.46% | 13.79% |
| 2022 | 122 | 86.07% | 10.66% |
| 2021 | 160 | 85.63% | 10.63% |
| 2020 | 176 | 88.64% | 10.23% |
| 2019 | 168 | 72.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2021 | Outstanding | Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
| Nov 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
5
Branch Deposits
$287M
1-Year Change
0
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Preview:
| 19.64% |
| 2018 | 183 | 79.23% | 14.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red