Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$959M
Net Loans
$652M
Net Income
$2M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.04%
Risk-Based Capital
12.98%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 126 | 69.84% | 16.67% |
| 2023 | 322 | 77.64% | 12.42% |
| 2022 | 442 | 86.65% | 7.24% |
| 2021 | 101 | 78.22% | 7.92% |
| 2020 | 145 | 77.93% | 11.72% |
| 2019 | 155 | 76.13% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 2000
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Total Branches
22
Branch Deposits
$918M
1-Year Change
+2
5-year net change: +4 branches
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Preview:
| 2018 | 201 | 79.6% | 11.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red