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This institution is no longer active

Operations ceased on November 13, 2000. CRA examination history below reflects the period it was active.

BANK OF ROCKBRIDGE

RAPHINE, VA · Supervised by FDIC

Est. 1906FDIC #10,373RSSD: FDIC-10373
Part ofBB&T CORP→ View all charters
Outstanding Same

Current rating · Exam: July 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.74%

Institution Profile

FDIC BankFind

Address

Main Street, RAPHINE, VA

County

Rockbridge County

Established

December 3, 1906

Total Assets

$236M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$236M

Total Deposits

$208M

Net Loans

$185M

Net Income

$1M

ROA

0.74%

ROE

10.04%

Risk-Based Capital

10.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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