This institution is no longer active

Operations ceased on March 4, 1991. CRA examination history below reflects the period it was active.

BANK OF PHILADELPHIA

PHILADELPHIA, MS · Supervised by FDIC

Est. 1904FDIC #11,816RSSD: FDIC-11816

Part ofPHILADELPHIA CAPITAL CORP→ View all charters

Satisfactory

Current rating · Exam: October 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.49%

Institution Profile

FDIC BankFind

Address

535 Main Street, PHILADELPHIA, MS

County

Neshoba County

Established

April 4, 1904

Total Assets

$74M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 17, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1990Call Report / FDIC

Total Assets

$74M

Total Deposits

$68M

Net Loans

$40M

Net Income

$-1,042K

ROA

-1.49%

ROE

-20.39%

Risk-Based Capital

10.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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