🏦Bank Scorer

This institution is no longer active

Operations ceased on February 19, 1999. CRA examination history below reflects the period it was active.

BANK OF MARSHALL COUNTY

BENTON, KY · Supervised by FDIC

Est. 1903FDIC #11,780RSSD: FDIC-11780
Part ofMERCANTILE BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: June 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

201 East 11th Street, BENTON, KY

County

Marshall County

Established

January 1, 1903

Total Assets

$159M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$159M

Total Deposits

$134M

Net Loans

$104M

Net Income

$2M

ROA

1.38%

ROE

12.86%

Risk-Based Capital

19.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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