Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$399M
Total Deposits
$341M
Net Loans
$313M
Net Income
$1M
ROA
1.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.62%
Risk-Based Capital
16.97%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 261 | 67.43% | 5.75% |
| 2023 | 123 | 74.8% | 6.50% |
| 2022 | 159 | 62.26% | 10.69% |
| 2021 | 233 | 57.94% | 9.87% |
| 2020 | 237 | 43.88% | 16.03% |
| 2019 | 182 | 58.24% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
| Jul 2011 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2008
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Total Branches
4
Branch Deposits
$386M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 206 | 80.1% | 2.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red