This institution is no longer active

Operations ceased on October 1, 1993. CRA examination history below reflects the period it was active.

BANK OF LEXINGTON & TRUST COMPANY, INC.

LEXINGTON, KY · Supervised by FDIC

Est. 1966FDIC #19,586RSSD: FDIC-19586

Part ofLIBERTY NATIONAL BCORP INC→ View all charters

Satisfactory

Current rating · Exam: November 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.40%

Institution Profile

FDIC BankFind

Address

251 West Vine Street, LEXINGTON, KY

County

Fayette County

Established

May 16, 1966

Total Assets

$265M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 18, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$265M

Total Deposits

$234M

Net Loans

$140M

Net Income

$742K

ROA

0.40%

ROE

3.38%

Risk-Based Capital

13.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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