Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$109M
Total Deposits
$93M
Net Loans
$42M
Net Income
$118K
ROA
0.43%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.29%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 75% | 12.50% |
| 2023 | 83 | 79.52% | 9.64% |
| 2022 | 61 | 83.61% | 11.48% |
| 2021 | 90 | 82.22% | 10.00% |
| 2020 | 80 | 78.75% | 16.25% |
| 2019 | 95 | 84.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Jun 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$91M
1-Year Change
0
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Preview:
| 2018 | 88 | 80.68% | 6.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red