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This institution is no longer active

Operations ceased on February 29, 1996. CRA examination history below reflects the period it was active.

BANK OF DANVILLE AND TRUST COMPANY

DANVILLE, KY · Supervised by FDIC

Est. 1922FDIC #282RSSD: FDIC-282
Part ofNATIONAL CITY CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.30%

Institution Profile

FDIC BankFind

Address

121 South Fourth Street, DANVILLE, KY

County

Boyle County

Established

August 12, 1922

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$103M

Total Deposits

$78M

Net Loans

$78M

Net Income

$299K

ROA

0.30%

ROE

3.05%

Risk-Based Capital

11.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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