Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$143M
Total Deposits
$138M
Net Loans
$82M
Net Income
$404K
ROA
1.13%
Above avg for Small banks. Peer avg: 0.44%
ROE
39.40%
Risk-Based Capital
16.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 16 | 87.5% | 6.25% |
| 2019 | 60 | 83.33% | 8.33% |
| 2018 | 43 | 76.74% | 11.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2009 | Satisfactory | Small Bank |
| Apr 2004 | Satisfactory | Small Bank |
| Feb 1998 | Outstanding | Small Bank |
3 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$134M
1-Year Change
0
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