Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$938M
Total Deposits
$834M
Net Loans
$756M
Net Income
$3M
ROA
1.32%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.02%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 256 | 88.28% | 3.52% |
| 2023 | 328 | 88.11% | 3.66% |
| 2022 | 287 | 91.99% | 1.39% |
| 2021 | 192 | 91.67% | 3.13% |
| 2020 | 169 | 85.21% | 2.96% |
| 2019 | 194 | 89.69% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
14
Branch Deposits
$789M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 2018 | 177 | 88.7% | 3.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red